no.11 - microloans on maui

so if you tune into the news, you may have heard that this year's nobel peace prize was given to dr. muhammad yunus of grameen bank which is working to pull people out of poverty via microloans. if you're not familiar with this concept, the idea is ingenious in its simplicity since basically it is a small loan given to a person who wants to start a business and who the mr. potters of the world consider too insignificant to help. it's a hand up instead of a hand out and since the repayment rates on microloans are very high the cycle can continue on to help more people.

in a developing country, as little as $20 can turn someone into an entrepreneur overnight but in the states it takes a bit more. maui economic opportunity (which also has branches on lanai & molokai) helps fill that need in hawaii with their business development corporation. the program launched in 1997 and has since helped create over 500 businesses in the islands. the average loan is $3881 but loans as low as $500 are available to recipients.

something as simple as a loan to kickstart someone's dream has a tremendous trickle down effect when you take into consideration the impact it has on the business owner's family, new employees and the community at large.

meo does lots of other good things like running maui's head start program, providing down payment loans to maui residents, operating housing for the disabled & aids survivors, and teaching financial literacy to island teens.

click here to learn how you can make a difference!

12 days of christmas

today i'm kicking off a new feature putting a kokua spin on the 12 days of christmas theme. if we can afford to shop 'til we drop then there most certainly must be a little monetary love somewhere (in the bank/coin jar/pay pal account) waiting for its chance to support all the good work of the non-profits that keep the aloha spirit alive in the 21st century.

first up is one of my favorites, hoa'aina o makaha which transformed abandoned land on the westside of oahu 20 years ago into an educational farm where island keiki are taught how to garden and be good stewards of the land.

the kids aren't just growing lettuce, mind you. nope, they are also learning about the uses of traditional hawaiian plants, make honey at the on-site apiary, operate their very own store (from stocking shelves to bookkeeping), and even learn how to monitor water quality. the demonstration farm also produces goodies from the land that is sold to the public to help support hoa'aina's many programs.

click here to learn how you can make a difference!

jet set kokua

just in case you haven't made your travel arrangements for the holidays yet, i just wanted to mention a cool program for frequent fliers of hawaiian airlines.

it's called the hawaiian miles charities program and once you sign up ha will credit 10% of the mileage you earn into a separate charity account. you don't have to worry about mileage from your personal account getting deducted since these are bonus miles that are being donated by hawaiian. you can then donate the miles to one of the participating charities in the program like big brothers/big sisters, hugs (which helps families with children who have life threatening illnesses travel to receive medical services), the red cross & more.

it's definitely a program all hawaiian miles members with the aloha spirit should join. it's very easy to sign up, simply log on to your account online and click on the hawaiian miles charities link at the bottom of the page.

have a fabulous weekend everyone!

wee artiste

day 2 of the made in hawaii festival tour finds something for the little one in your life. add some aloha to art class and send your keiki off to school with an art smock from lanakila, a local non-profit that helps islanders with disabilities.

not only will your little artiste be stylin' while wielding a paint brush but, by shopping consciously, your purchase will support the many programs lanakila provides to the community like adult day services, workforce development & meals on wheels.

it's definitely a good thing.